Have you taken the time to consider what your option(s) are in and out of immediate living area’s?

Let me be the first, to help settle – this idea of not being able to afford a great home… It is said:  Because of the current market – my credit will not let me qualify, the payment isn’t a problem it’s the down payment; homes are just to expensive..

Well, Good Morning America… It’s time to make a decision. This may be hard for you to do in light of your families current living obligation(s) to the rental/lease community; or, that the baby sitter is just around the corner;  job is just 10 minutes away and no I do not want to live over their because my friends are here…  These are all the reasons in which the average family finds themselves stuck in a rental/lease agreement and/or consider themselves to be priced out of the Home Purchase market.. Oh! That other line, those folks have moved in and now the taxes are just outrageous to the point I can not afford to even breath…

Do you know that USDA RURAL HOME, DEVELOPMENT and REHAB LOANS, will give you the break that you have been looking for in buying a home? No Mortgage Insurance, potential to Finance “ALL” Closing Cost up to 100% of the CURRENT MARKET APPRAISAL, Base upon Income Limitations and/or Abilities, potential in financing loan a longer term…

Why pay $900.00 to $1400.00 in rental/lease fee’s when you could have your family in a situation of “HOME OWNERSHIP” – TODAY! If you are renting/leasing; and I know I might be beating a dead horse in the ground… To many people have said this to us before.. Haven’t they? Every dime you spend renting or leasing the property you live in today, is: “ONLY BUILDING THE FUTURE AND WEALTH OF THOSE YOU ARE PAYING…” Not that it’s anything wrong with renting/leasing… The reason you would lease or rent is to get through those short or long term things that your Mortgage Broker/Bank has told you it is necessary to clear up, in order to move forward with the family dreams. In that you decided to work your plan and not make any excuses. Correct… You are not renting or leasing because your parents, friends and girl friends have never bought; are you? If so, we need to work on changing your perception of success and becoming an achiever… If someone was willing to give me the information being provided on this blog when I was in my earlier years; I would have bought several homes and maintained them that today they have equity… Opps! Do not try it: I am a home owner and family man who believes in delivering the information at the ground level that everyone can understand what “PURPOSE” means…

So, a USDA – RURAL HOME might put you if you live in Oregon–  Canby, Estacada, Hillsboro, St Johns, Gresham, Mount Hood, The Dalles, Coos Bay, ; or if you live in Washington– Camby, Kathlamath, La Center, Ridgefield, Tri Cities, Yakima, Goldendale, Klickatat, Bengon; Idaho– Boise, Mtn Home, Etc… The area’s in which few are currently residing; but, their is land, land and more land being bought and developed. Today they are reasonably priced – but, tomorrow as the environment change and people continue to spread out: Those homes and properties will carry a great value with your investment… I know that Texas has a bunch of great terrain…

Put yourself in the buying mode and get a Home of your dreams; one that is affordable and that you can get assistence with if necessary… Everyone can not live up on the hill and should not want too… But, OWNING A HOME,  SHOULD be – the example set for your children as a reality! 

If you have question(s) regarding how a USDA HOME OR PROPERY LOAN can benefit you and your family; give me a call or even email:

Calvin Kyles, Broker                                                                                                                                                                                                                                                Sunset Mortgage Co “Sylvan”                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Apply Online:  Referral  482                                                                                                                                                                Follow my Blog:                                                                                                                                                                                  503-975-2769 Direct  503-972-2719 Desk

Helping one family at a time…   Set your appointment  –  TODAY,         and recieve your personalize mortgage quote…

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