Home Affordable Refinance Quiz

 Do you live in the home you’re trying to refinance?

  1. Yes
  2. No                               Answer can not be no


Have you been past due on your mortgage within the last 12 months?

  1. Yes
  2. No                               Answer can not be yes


Is the loan owned or guaranteed by Fannie Mae or Freddie Mac?

  1. Yes
  2. No                               Answer can not be no


Is the loan you’re trying to refinance the first lien?

  1. Yes
  2. No                               Answer can not be no


Calculate the loan-to-value (LTV) ratio.


Outstanding loan balance $ __________

Home’s estimated current value  $ ____________

        **The LTV amount for your first mortgage, is limited up to 105%; of the current appraised market values, not to include your second loan. The second loan will be re-subordinated and applied..  The process is truely a value add if you are looking for payment relief; rate reduction; and/or the combination of both? The process is relatively easy and low in cost to research. The application process does have fee’s associated and will be applied to your loan with a immediate out of pocket up front cost of $25.00…


            Your Loan LTV ratio on your first loan, is:   ______


            The next step is to gather information about your mortgage and your finance that you’ll need in order to get help from your servicer or a housing counselor.


Contact me (Calvin), today for your personalize consultation and pre-approval…


Calvin Kyles, Origination/Broker

Sunset Mortgage Co

503-975-2769 Direct


 www.sunsetmortgageco.com Referral Code 482  

Follow my Blog’s:  https://mortgagesnow.wordpress.com


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